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Title: Car accident
Maryam: Do you want to get some lunch before or after we shop? Sanda: I’m a bit hungry, let’s get a ... [sound of brakes then...SMASH] Maryam: Oh my goodness! I hit that car! Let’s get out of here... the guy’s not hurt! Sanda: Maryam! What are you doing? You have to stop when you have an accident! Driver: You idiot! Look at my car! You’ll have to pay! I hope you have insurance. Sanda: It’s OK. No-one’s hurt. Here are my friend’s details. Can you give us your name and address as well? Maryam: Do I have to tell the police? Sanda: Hmmm….I’m not sure. Let’s phone the police and ask them. Maryam: Phew, lucky I got my car registered. The insurance will pay to fix the car. Sanda : No! The insurance you get with your registration is called compulsory third party insurance. It pays for eople who get hurt. You need to have separate insurance for car repairs. Maryam: Oh no! A few weeks later Maryam: Sanda? Hi, this is Maryam. Hey, remember that car accident? I just got a letter from that guy’s insurancecompany. Sanda: What does it say? Maryam: I have to pay $2,000 in 14 days! I can’t pay that! What can I do? Sanda : You need to see a lawyer Maryam. Maryam: Can you help me with this? Lawyer: Well, I’ll write to the insurance company – we’ll find out if you should pay and if you should, how much. Maryam: Oh thank you. Lawyer: And…you really should get car insurance. Maryam: But it’s so expensive! Lawyer: Well, you can get third party property insurance which pays for damage to the other car. That is quite cheap. But if you can pay a bit more, and you’ve got a good car, get comprehensive insurance. Maryam: What’s that? Lawyer: That means the insurance pays for damage to the other car and to your car. But...make sure you look around to get a good price. Maryam: OK, thanks so much for your help. Lawyer: I’ll be in touch when I hear from the insurance company.
Last updated 18 June 2020
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